March 8, 2009
what kind of security measures do merchant account providers implement?
oliva asked:
what kind of security measures do merchant account providers implement to protect the merchants? do they come for free or are their additional payments?
what kind of security measures do merchant account providers implement to protect the merchants? do they come for free or are their additional payments?
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Yeah they come free(actually included in the price), mostly Secure Socket Layer
They give free code examples how to integrate it to your Website,(If you own the website).
actually I think they are protecting the merchant’s client and indirectly helping the merchant.
if your thinking of applying one, try paypal.com its cheaper I think or Authorize.net its a bit strict and only US only i think and gives you an API, there is also 2checkout which will transfer to their website upon payment.
cheers.
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Aside from SSL (secure sockets layer), merchant account providers also use:
Fraud detection suite
Address verification service(AVS)
Internet Authentication Protocol
and PCI and CISP certifications
most merchant account providers work hand in hand with payment gateways to secure your transaction data. Some have optional security tools for additional expense i think losing money due to fraud is more expensive than actually avoiding it.