Whats the best merchant account for my website?

2
merchant account
DOSBORNE08 asked:


I am looking for a good merchant account for my website? Which is the best one?

Comments on Whats the best merchant account for my website? Leave a Comment

February 28, 2009

Peter @ 6:37 pm #

Hi there,
I hope I can help you here. I found this website that I am using for my credit card processing. So far, they are great. They offered me great service and a great rate. To tell you the truth, I searched all over the web to find a good processor and I decided to use these guys.

In fact, here’s what they offer:

They can get you a rate as low as 1.39% (that’s hard to get these days)
FREE Online tracking of deposits and transactions
Deposits within 24 hours
NO Application fees (most merchants I’ve seen make you pay an application fee or a setup fee)
Same Day Approval
99.8% Approval Rate
24/7 Technical Support and Customer Service

And they have an awesome guarantee. Basically, if they cannot get you a better rate, they will give you $500 just for trying them out. They gave me a better rate so I didn’t go somewhere else. Therefore, they didn’t have to give me $500.

Also, they are a service provider for IPAYMENT/JPMorgan Chase Bank, which is a national seller of merchant accounts and credit card processing solutions for retail and Internet businesses. As you can see, they’re not scammers.

Here’s the link. All I did was type in my name and email and that’s it.

I gotta say, I saved so much money in merchant fees. Right now, I am saving 0.54% in fees. That might not seem like much but over time it saves me thousands.

Good luck,

Peter

March 4, 2009

Cliff P @ 4:58 am #

Hmm Peter, I smell a processor in your answer. Only people who are in the industry list that many benefits.

TRUTH. If you are accepting cards through a website, you will never get a 1.39% rate. 1.39% is only for a swiped Check card. If the card is not swiped and you are on a program that offers 1.39%, you will be charged an additional 1.5-2% for those cards.

You need an internet/MOTO (Mail, Telephone, Internet) account. The above mentioned is meant ONLY for Retail (90% swiped cards) business. You also need a solution that can allow you to use your own shopping cart if you need to, or provide one for you.

I am in the industry. We try to provide people with the best pricing program for their business type.

BEWARE. And Good Luck.

Leave a Comment

Fields marked by an asterisk (*) are required.