Comments on: Whats the best merchant account for my website? http://findyourmerchantaccount.com/33 The Best Merchant Account Reviewed Mon, 12 Dec 2011 11:11:38 +0000 hourly 1 By: Cliff P http://findyourmerchantaccount.com/33#comment-28 Cliff P Wed, 04 Mar 2009 04:58:42 +0000 http://findyourmerchantaccount.com/33#comment-28 Hmm Peter, I smell a processor in your answer. Only people who are in the industry list that many benefits. TRUTH. If you are accepting cards through a website, you will never get a 1.39% rate. 1.39% is only for a swiped Check card. If the card is not swiped and you are on a program that offers 1.39%, you will be charged an additional 1.5-2% for those cards. You need an internet/MOTO (Mail, Telephone, Internet) account. The above mentioned is meant ONLY for Retail (90% swiped cards) business. You also need a solution that can allow you to use your own shopping cart if you need to, or provide one for you. I am in the industry. We try to provide people with the best pricing program for their business type. BEWARE. And Good Luck. Hmm Peter, I smell a processor in your answer. Only people who are in the industry list that many benefits.

TRUTH. If you are accepting cards through a website, you will never get a 1.39% rate. 1.39% is only for a swiped Check card. If the card is not swiped and you are on a program that offers 1.39%, you will be charged an additional 1.5-2% for those cards.

You need an internet/MOTO (Mail, Telephone, Internet) account. The above mentioned is meant ONLY for Retail (90% swiped cards) business. You also need a solution that can allow you to use your own shopping cart if you need to, or provide one for you.

I am in the industry. We try to provide people with the best pricing program for their business type.

BEWARE. And Good Luck.

]]> By: Peter http://findyourmerchantaccount.com/33#comment-27 Peter Sat, 28 Feb 2009 18:37:10 +0000 http://findyourmerchantaccount.com/33#comment-27 Hi there, I hope I can help you here. I found this website that I am using for my credit card processing. So far, they are great. They offered me great service and a great rate. To tell you the truth, I searched all over the web to find a good processor and I decided to use these guys. In fact, here's what they offer: They can get you a rate as low as 1.39% (that's hard to get these days) FREE Online tracking of deposits and transactions Deposits within 24 hours NO Application fees (most merchants I've seen make you pay an application fee or a setup fee) Same Day Approval 99.8% Approval Rate 24/7 Technical Support and Customer Service And they have an awesome guarantee. Basically, if they cannot get you a better rate, they will give you $500 just for trying them out. They gave me a better rate so I didn't go somewhere else. Therefore, they didn't have to give me $500. Also, they are a service provider for IPAYMENT/JPMorgan Chase Bank, which is a national seller of merchant accounts and credit card processing solutions for retail and Internet businesses. As you can see, they're not scammers. Here's the link. All I did was type in my name and email and that's it. I gotta say, I saved so much money in merchant fees. Right now, I am saving 0.54% in fees. That might not seem like much but over time it saves me thousands. Good luck, Peter Hi there,
I hope I can help you here. I found this website that I am using for my credit card processing. So far, they are great. They offered me great service and a great rate. To tell you the truth, I searched all over the web to find a good processor and I decided to use these guys.

In fact, here’s what they offer:

They can get you a rate as low as 1.39% (that’s hard to get these days)
FREE Online tracking of deposits and transactions
Deposits within 24 hours
NO Application fees (most merchants I’ve seen make you pay an application fee or a setup fee)
Same Day Approval
99.8% Approval Rate
24/7 Technical Support and Customer Service

And they have an awesome guarantee. Basically, if they cannot get you a better rate, they will give you $500 just for trying them out. They gave me a better rate so I didn’t go somewhere else. Therefore, they didn’t have to give me $500.

Also, they are a service provider for IPAYMENT/JPMorgan Chase Bank, which is a national seller of merchant accounts and credit card processing solutions for retail and Internet businesses. As you can see, they’re not scammers.

Here’s the link. All I did was type in my name and email and that’s it.

I gotta say, I saved so much money in merchant fees. Right now, I am saving 0.54% in fees. That might not seem like much but over time it saves me thousands.

Good luck,

Peter

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