how do i get a merchant account?

I use Solveras.

Paypal can set you up with a Visa/Mastercard merchant account. We get a much better price from them than some other deals I’ve seen.

Go to Bank of America and or a bank of that caliber. If you get a Mastercard in your Personal Account, Be prudent and and wait until the line = at least 25,000.00. Apply for a Business Account there for ATM Business Banking with Online–chances are that you won’t need the teller unless there is a COLLECTION ITEM–make sure to monitor your credit report first before asking for new accounts with credit–go to
prepaidlegal online and ask for ID THEFT GUARD. Make sure its up and running with a full Small Business PPL membership–the total cost is only 60.00 a month and will give you legal help in aiding the Collection process because using a POS makes you liable to be sued
POINT BLANK. I suggest you only take visa debit and not Mastercard and never AMEX because they can so ***** you and possibly hurt your bottom line because people lie everyday when they dont want to pay–and the merchant is paid more by them–so they believe the consumer over the merchant.

Advice List
Do your Debit manually on a special site–do not let people enter on their own–if there is fraud it could cause a legal problem you don’t want
wait and talk to all clients on the phone–once they are cool, then let them use your website, but not until–and if they ever bounce a check, do not send them to collections, but ignore them instead–the karma will pay you back threefold.

Last Advice– Taking Cash frees you from dealing with the computer in an equivalent of a two-month’s vacation amount of time each year.

I advise against this move at this rickety financial time
take cash only!

K

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Setting up a merchant account is pretty easy, but it’s probably one of the last steps you’ll take before “going live” simply because the monthly fees for accepting credit cards can add up.

Hope this helps.