Comments on: PayPal vs. Merchant Account? http://findyourmerchantaccount.com/562 The Best Merchant Account Reviewed Sat, 21 Apr 2012 14:07:05 +0000 hourly 1 By: stymiee http://findyourmerchantaccount.com/562#comment-587 stymiee Fri, 24 Jul 2009 18:11:35 +0000 http://findyourmerchantaccount.com/562#comment-587 The biggest difference is a private merchant account is 100% your responsibility. It's your credit on the line so if you have chargeback issues and/or fail to pay your fees the repercussions can be great. With Paypal/Google Checkout you are in essence sharing their merchant account. So if you have similar issues the worst thing they can do is shut you down and hold your money. The articles below compares Paypal to a true merchant account in more detail. The biggest difference is a private merchant account is 100% your responsibility. It’s your credit on the line so if you have chargeback issues and/or fail to pay your fees the repercussions can be great. With Paypal/Google Checkout you are in essence sharing their merchant account. So if you have similar issues the worst thing they can do is shut you down and hold your money.

The articles below compares Paypal to a true merchant account in more detail.

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