Wireless Credit Card Processing
Wireless credit card processing has really developed in the last few years. Previously merchants, or anyone else who needed to take payments ‘on the road’ were stuck with cash, or a check.
Checks obviously had the problem of fraud, and large amounts of cash are always difficult to carry about. Now there are various options open to traders.
The easiest and cheapest way to do wireless credit card processing is by getting a wireless merchant account. A trader signs up for one and then has the choice of getting a wireless card reader that connects to a cell phone network, so they can take payments anytime, anywhere, from anyone. It’s also cost effective and quick.
Also more recent developments in wireless merchant services has meant that people are now also able to use their cell, or mobile phones to take payments with. Various apps and tools are available for a casual user to be able to take a credit card payment with a phone. However, the wireless processing costs for these sorts of services are high.
If a person, or organization is looking to take payments with Wireless Credit Card Processing regularly, then a wireless merchant account will be by far the cheapest and best way to do things.
Having said that, people still need to find a high quality wireless merchant account, or high quality regular account that can also offer wireless facilities. Merchant Account providers in the market place can differ significantly and the lowest ‘rate’ doesn’t always work out to be the cheapest overall cost.
People need to be aware of other charges, as the overall processing costs are made up of a rate and a flat transaction fee, as well as other possible extras such as account fees and statement fees. A Wireless Merchant Account provider may also charge high fees to buy, or lease wireless credit card processing equipment.
Whilst it may sound a little complicated, it isn’t really, as long as people talk to wireless merchant account providers that are completely upfront about what their wireless processing charges will be.
To help people that are looking for wireless merchant accounts, we have looked at the industry to find the best providers, based on wireless processing charges, quality of service and the wireless equipment they have available.
Based on those criteria Merchant Warehouse consistently comes out top.
There are several reasons for this firstly, their wireless processing costs are pretty much the cheapest in the industry. They in fact guarantee that their overall processing costs are the cheapest and are prepared to pay $100 if people can find anything for less.
They are also actually prepared to talk and consult with potential customers. Many providers out there use hard sales tactics to get potential customers to sign up for an account, sometimes brushing over details such as different charges and that long term contracts must be signed. Merchant Warehouse can help people to understand the industry and all the potential charges an account will incur.
There is no application fee, no set up fee and the contract goes on a month to month basis. This is really unusual in the industry, as most providers want customers to sign onto 1 -2 year contracts. Basically account holders get all the benefits of merchant accounts, such as much lower processing fees, without the negatives of being tied into long term contracts with expensive get out clauses.
This is combined with great service and the latest technical infrastructure to ensure merchants are up and running and taking payments at all times.
They have a large range of wireless credit card processors, including the Verifone, Nurit and Ingenico ranges. There also have their own inhouse software – MerchantWARE which allows merchants to use their cell / mobile phones to process cards.
The software works with the IPhone, Android, Windows Mobile and Blackberry’s. Traders get to choose which type of processing equipment is going to be the best for them. They also offer the same price guarantee for the wireless credit card processing equipment, as they do for the merchant rates, in that they won’t be beaten for price.
Overall they are a very good company to do business with, that offer mobile traders the best of both worlds, in that they can get the cheapest processing costs combined with rolling contracts.
Of course nothing is perfect and Merchant Warehouse is no exception to this. However, for anyone looking to get either a wireless merchant account, or any other type of merchant account Merchant Warehouse are the first company they should be talking to.
Click Here to head over to their official website and arrange a consultation, or just get some more information.
I’m also happy to give a recommendation to another company in the industry – Charge.com, they are a well respected processor and have a lot of high profile clients. The rates that they charge are generally some of the lowest around with good service.
However, the main reason that I don’t recommend them before Merchant Warehouse is they want potential customers to sign long term contacts.
Also the flexibility that merchants get by being able to use cell phone, or a wireless card reader with the Merchant Warehouse is excellent.
All in all, for traders that need to take payments remotely, from transport organizations to traveling salesman and trade show vendors, then getting a wireless merchant account has many advantages.
It will usually lead to an increase in sales and allow people much more flexibility in the way that they receive payments, as well as the way they conduct their business.