Any suggestions on merchant account providers that cater to both tangible and virtual products except Paypal?

There are many you will have to do some searching
on the net ,also try small Business Resource in your state
and here is another Enterpernerur’s Ultimate Directory
source for funding and assistant hope this will be of some help
and what state our you located

It’s true you need to make as much research as you could since most merchant account providers may handle only one particular product or hybrids – depends on several factors such as whether it is high risk or not. Usually if you’re a high risk merchant most providers will handle virtual products for you.